Don't leave yourself exposed

The biggest threat comes from malware intent on logging your keystrokes, stealing your banking details, personal information and passwords.

It's a good life lesson not to keep your laptop, financial documents and passport within close proximity of one another - and in much the same way double-check and triple-check the website you are visiting is genuine. Luckily with Internet Explorer 9 the legwork is done for you, the SmartScreen Filter will helpfully flash a warning page if the intended destination is deemed suspicious or known to contain badware.